
Financial commentator whose YouTube channel passed 5 million subscribers in 2026.
242 articles · 5 books they recommend · 3 appearances
Change behaviour by changing what you link with pain and pleasure.
Also recommended by: Guy Spier, Nat Eliason, Brian Koppelman and 1 other
Tim Ferriss's book belongs on a personal-finance list not for its investment advice but for its income argument: the fastest way to reach financial independence may be redesigning how and where you work rather than cutting spending to the bone. The 'new rich' framework is deliberately provocative, and the specific tactics age poorly, but the income-side case remains underweighted in most FIRE writing.
Also recommended by: Andrew Wilkinson, Ev Williams and 19 others
Thirteen principles of getting rich, claimed to come from studying 500 wealthy men.
Also recommended by: Jim Clayton, Mohnish Pabrai and 7 others
Survey research showing most American millionaires live modestly and save hard.
Also recommended by: Mohnish Pabrai, Andrew Lokenauth and 1 other
A nine-step programme that counts spending in hours of life energy.
Also recommended by: Ali Abdaal, Mr. Money Mustache
| The stock market could stall for a decade | Graham's Newsletter | 2026-10-26 |
| Ray Dalio says we’re past the point of no return | Graham's Newsletter | 2026-10-19 |
| Why Americans are running out of money | Graham's Newsletter | 2026-10-12 |
| The bond market is breaking housing | Graham's Newsletter | 2026-10-05 |
| No taxes on capital gains from homes? | Graham's Newsletter | 2026-09-28 |
| The Fed Rate Hike is here | Graham's Newsletter | 2026-09-22 |
| Before I share this on YouTube... | Graham's Newsletter | 2026-09-21 |
| I paid off my 2.875% mortgage — Dave Ramsey was right | Graham's Newsletter | 2026-09-14 |
| America’s bond market is on edge | Graham's Newsletter | 2026-09-07 |
| The US is preparing for a $1 Trillion bailout | Graham's Newsletter | 2026-08-31 |
| Removing the capital gains tax | Graham's Newsletter | 2026-08-17 |
| Why the US is intervening in Japan | Graham's Newsletter | 2026-08-10 |
| The AI bubble and Korea's crash | Graham's Newsletter | 2026-08-03 |
| The housing crash that never comes | Graham's Newsletter | 2026-07-27 |
| China's housing market has collapsed | Graham's Newsletter | 2026-07-21 |
| Real estate investing isn't worth it | Graham's Newsletter | 2026-07-14 |
| The Bitcoin spiral | Graham's Newsletter | 2026-07-06 |
| The American retirement crisis | Graham's Newsletter | 2026-06-29 |
| The New Federal Reserve and the SpaceX IPO | Graham's Newsletter | 2026-06-22 |
| Hitting escape velocity in the Great Melt-up | Graham's Newsletter | 2026-06-16 |
| The silent plan to erase the national debt | Graham's Newsletter | 2026-06-01 |
| The Fed is splitting in two as Warsh takes over | Graham's Newsletter | 2026-05-26 |
| The Trump IRA: Free $1,000 vs your 401k | Graham's Newsletter | 2026-05-18 |
| Are we in the great melt-up? | Graham's Newsletter | 2026-05-11 |
| End of an era at the Fed | Graham's Newsletter | 2026-05-04 |
| The US is slipping – Here's how to reinvest | Graham's Newsletter | 2026-04-28 |
| Where I'm investing after selling my real estate | Graham's Newsletter | 2026-04-21 |
| Why I'm selling all my real estate | Graham's Newsletter | 2026-04-13 |
| AI: Existential Threat or Lifetime Opportunity? | Graham's Newsletter | 2026-04-06 |
| The Great Housing Reset | Graham's Newsletter | 2026-04-01 |
| The Fed changes course | Graham's Newsletter | 2026-03-23 |
| The reason for the market crash | Graham's Newsletter | 2026-03-16 |
| How the Iran strike will hit the US economy | Graham's Newsletter | 2026-03-09 |
| Prediction Markets: Heads you win, tails you lose | Graham's Newsletter | 2026-03-02 |
| The world order is shifting | Graham's Newsletter | 2026-02-23 |
| A blueprint for getting ahead in the AI age | Graham's Newsletter | 2026-02-19 |
| Bitcoin invited Wall Street in and now it moves like a tech stock | Graham's Newsletter | 2026-02-09 |
| Fed Outlook 2026: The Kevin Warsh Pivot | Graham's Newsletter | 2026-02-06 |
| Fed Outlook 2026: The crash is canceled for now | Graham's Newsletter | 2026-02-03 |
| The Greenland Gambit | Graham's Newsletter | 2026-01-22 |
| Mortgages are falling – but I'm selling everything | Graham's Newsletter | 2026-01-19 |
| The Blue Collar Fire Sale | Graham's Newsletter | 2026-01-16 |
| Banning Wall Street won't fix housing | Graham's Newsletter | 2026-01-12 |
| Can you get rich by index investing? | Graham's Newsletter | 2026-01-09 |
| The Invisible Silver Shortage | Graham's Newsletter | 2026-01-05 |
| A proposal (and a New Year's Gift) | Graham's Newsletter | 2026-01-01 |
| How I messed up | Graham's Newsletter | 2025-12-29 |
| I got a Tesla for the price of a used Honda Civic | Graham's Newsletter | 2025-12-22 |
| The Fed just crossed a red line | Graham's Newsletter | 2025-12-15 |
| Why homes are so expensive (it's not what you think) | Graham's Newsletter | 2025-12-08 |
| Why I turned down $600,000 in rent | Graham's Newsletter | 2025-12-01 |
| Why I'm selling all my LA properties | Graham's Newsletter | 2025-11-24 |
| An unhinged housing market: Portable Mortgages and No Credit Scores | Graham's Newsletter | 2025-11-17 |
| IMPORTANT: The 50-year mortgage is a disaster | Graham's Newsletter | 2025-11-10 |
| The Fed just turned on the Money Printer | Graham's Newsletter | 2025-11-03 |
| The new banking crisis | Graham's Newsletter | 2025-10-27 |
| The China Shock | Graham's Newsletter | 2025-10-20 |
| The making of a bubble | Graham's Newsletter | 2025-10-13 |
| The Government Shutdown Is Here | Graham's Newsletter | 2025-10-06 |
| Struggling tenants, worried landlords | Graham's Newsletter | 2025-09-29 |
| The Fed's last minute rate cut | Graham's Newsletter | 2025-09-22 |
| Of Wolves and Taxes | Graham's Newsletter | 2025-09-15 |
| The seven sins of the stock market | Graham's Newsletter | 2025-09-08 |
| Don't buy a house | Graham's Newsletter | 2025-09-01 |
| The Fed flipped – Rate cuts are coming | Graham's Newsletter | 2025-08-25 |
| Why I stopped spending | Graham's Newsletter | 2025-08-18 |
| How to save $10,000 without sacrificing what you love | Graham's Newsletter | 2025-08-11 |
| A dollar reset and a stock market bubble | Graham's Newsletter | 2025-08-04 |
| Learn from my million dollar mistakes | Graham's Newsletter | 2025-07-30 |
| Can Trump fire Jerome Powell? | Graham's Newsletter | 2025-07-21 |
| Bitcoin: The next 10 years | Graham's Newsletter | 2025-07-14 |
| The largest tax cut in American history | Graham's Newsletter | 2025-07-07 |
| How to not lose money on your car in 2025 | Graham's Newsletter | 2025-06-30 |
| Why the Fed isn't cutting rates | Graham's Newsletter | 2025-06-23 |
| The housing market has flipped | Graham's Newsletter | 2025-06-17 |
| The market reacts to Elon vs Trump | Graham's Newsletter | 2025-06-09 |
| Big Beautiful Tax Bill | Graham's Newsletter | 2025-06-02 |
| National debt is out of control | Graham's Newsletter | 2025-05-29 |
| Trade deal with China | Graham's Newsletter | 2025-05-19 |
| Fed rates and recession fears | Graham's Newsletter | 2025-05-13 |
| The First Ten Thousand | Graham's Newsletter | 2025-05-05 |
| Gold Fever | Graham's Newsletter | 2025-04-29 |
| The dollar in danger: Dalio's prediction | Graham's Newsletter | 2025-04-22 |
| What to do when the market is crashing | Graham's Newsletter | 2025-04-14 |
| Tariffs have broken the stock market | Graham's Newsletter | 2025-04-08 |
| Can Trump's ideas fix the housing crisis? | Graham's Newsletter | 2025-03-31 |
| All the world's a stage: Volatility Theater and how investors should react | Graham's Newsletter | 2025-03-24 |
| The Strategic Bitcoin Reserve is a double-edged sword we can't afford to fumble | Graham's Newsletter | 2025-03-17 |
| Tariffs will take effect in ways you don't expect | Graham's Newsletter | 2025-03-11 |
| Graham's Newsletter is changing | Graham's Newsletter | 2023-09-04 |
| Harsh conditions | Graham's Newsletter | 2023-08-27 |
| How to build a Pizza Empire | Graham's Newsletter | 2023-08-20 |
| The inside story | Graham's Newsletter | 2023-08-13 |
| Mental accounting | Graham's Newsletter | 2023-08-06 |
| The American Dream | Graham's Newsletter | 2023-07-30 |
| Value Capture | Graham's Newsletter | 2023-07-26 |
| Sushi Obsession | Graham's Newsletter | 2023-07-23 |
| Feeling rich | Graham's Newsletter | 2023-07-19 |
| Hot wheels | Graham's Newsletter | 2023-07-05 |
| An affordable home Paywall | Graham's Newsletter | 2023-06-25 |
| Million Dollar Potato | Graham's Newsletter | 2023-06-22 |
| Sticking to the course | Graham's Newsletter | 2023-06-18 |
| Cleaning windows | Graham's Newsletter | 2023-06-14 |
| Hitting the apex Paywall | Graham's Newsletter | 2023-06-11 |
| The 1% | Graham's Newsletter | 2023-06-07 |
| House Hacking 101 Paywall | Graham's Newsletter | 2023-06-05 |
| The Future of Investing Paywall | Graham's Newsletter | 2023-05-29 |
| How to talk about money Paywall | Graham's Newsletter | 2023-05-24 |
| Capitalism vs Socialism | Graham's Newsletter | 2023-05-21 |
| Relationships and Money | Graham's Newsletter | 2023-05-18 |
| Dividend Investing 101 Paywall | Graham's Newsletter | 2023-05-17 |
| The Art of the Deal with Ben Mallah Paywall | Graham's Newsletter | 2023-05-14 |
| Wealthy without luck | Graham's Newsletter | 2023-05-10 |
| Off the beaten track with Sahil Bloom | Graham's Newsletter | 2023-05-07 |
| Slow Death | Graham's Newsletter | 2023-05-03 |
| Buying happiness | Graham's Newsletter | 2023-04-30 |
| How to save for a home: Part 3 Paywall | Graham's Newsletter | 2023-04-27 |
| Cash is king | Graham's Newsletter | 2023-04-26 |
| Rags to riches | Graham's Newsletter | 2023-04-23 |
| How to save for a home: Part 2 Paywall | Graham's Newsletter | 2023-04-20 |
| Tax Boomerang | Graham's Newsletter | 2023-04-19 |
| Wake up call | Graham's Newsletter | 2023-04-16 |
| Ask me Anything Paywall | Graham's Newsletter | 2023-04-15 |
| How to save for a home: Part 1 | Graham's Newsletter | 2023-04-13 |
| Fair-weather Business | Graham's Newsletter | 2023-04-12 |
| The value of good decisions | Graham's Newsletter | 2023-04-09 |
| Contender | Graham's Newsletter | 2023-04-05 |
| AirBNBust | Graham's Newsletter | 2023-04-02 |
| Clearing in the clouds | Graham's Newsletter | 2023-03-29 |
| One weak link | Graham's Newsletter | 2023-03-26 |
| End of an era | Graham's Newsletter | 2023-03-22 |
| Test of faith | Graham's Newsletter | 2023-03-19 |
| Prisoner's Dilemma | Graham's Newsletter | 2023-03-15 |
| Fall of a Giant | Graham's Newsletter | 2023-03-11 |
| The rich man's roommate | Graham's Newsletter | 2023-03-08 |
| Behind the scenes | Graham's Newsletter | 2023-03-05 |
| The bill is due | Graham's Newsletter | 2023-03-01 |
| Fish out of water | Graham's Newsletter | 2023-02-26 |
| The Future of Work | Graham's Newsletter | 2023-02-22 |
| The heights we have scaled | Graham's Newsletter | 2023-02-19 |
| Siren Song | Graham's Newsletter | 2023-02-15 |
| Get rejected | Graham's Newsletter | 2023-02-12 |
| Cause and Effect | Graham's Newsletter | 2023-02-08 |
| Of horses and houses | Graham's Newsletter | 2023-02-05 |
| Second-order thinking | Graham's Newsletter | 2023-02-01 |
| Coin Toss Experts | Graham's Newsletter | 2023-01-29 |
| Dollar auction | Graham's Newsletter | 2023-01-25 |
| Stupid games, stupid prizes | Graham's Newsletter | 2023-01-22 |
| The Magic Number for Retirement | Graham's Newsletter | 2023-01-18 |
| Cardboard Money | Graham's Newsletter | 2023-01-15 |
| Paradigm shift | Graham's Newsletter | 2023-01-11 |
| Changing Beliefs | Graham's Newsletter | 2023-01-08 |
| Basket of eggs | Graham's Newsletter | 2023-01-04 |
| Best of 2022 | Graham's Newsletter | 2023-01-01 |
| The Right Price | Graham's Newsletter | 2022-12-28 |
| The rally that never came | Graham's Newsletter | 2022-12-25 |
| Buyer's remorse | Graham's Newsletter | 2022-12-21 |
| Silver Lining | Graham's Newsletter | 2022-12-19 |
| Black Swan | Graham's Newsletter | 2022-12-14 |
| Good News and Bad News | Graham's Newsletter | 2022-12-11 |
| Check Engine | Graham's Newsletter | 2022-12-07 |
| The Great Inversion | Graham's Newsletter | 2022-12-04 |
| Test of Faith | Graham's Newsletter | 2022-11-30 |
| Black Friday | Graham's Newsletter | 2022-11-27 |
| Canary in the Coal Mine | Graham's Newsletter | 2022-11-22 |
| What Goes Up | Graham's Newsletter | 2022-11-20 |
| El-Alamein | Graham's Newsletter | 2022-11-16 |
| Chaos in the Town Square | Graham's Newsletter | 2022-11-13 |
| Black Gold | Graham's Newsletter | 2022-11-09 |
| Steady Course | Graham's Newsletter | 2022-11-06 |
| Chaos and Opportunity | Graham's Newsletter | 2022-11-02 |
| Tech-Blight | Graham's Newsletter | 2022-10-30 |
| Chain Reaction | Graham's Newsletter | 2022-10-26 |
| Rorschach Test | Graham's Newsletter | 2022-10-23 |
| New Normal | Graham's Newsletter | 2022-10-19 |
| Strap In | Graham's Newsletter | 2022-10-16 |
| Too Big to Fail | Graham's Newsletter | 2022-10-12 |
| Pain of Discipline | Graham's Newsletter | 2022-10-09 |
| The House Always Wins | Graham's Newsletter | 2022-10-05 |
| Den of the Beast | Graham's Newsletter | 2022-10-02 |
| Kobayashi Maru | Graham's Newsletter | 2022-09-28 |
| Knock the Hustle | Graham's Newsletter | 2022-09-25 |
| American Dream | Graham's Newsletter | 2022-09-21 |
| Scaling the Mountain | Graham's Newsletter | 2022-09-18 |
| Retirement Blues | Graham's Newsletter | 2022-09-14 |
| Fail Forward | Graham's Newsletter | 2022-09-11 |
| Domino Effect | Graham's Newsletter | 2022-09-07 |
| Marshmallow Test | Graham's Newsletter | 2022-09-04 |
| ICE AGE | Graham's Newsletter | 2022-08-31 |
| Here Comes the Taxman | Graham's Newsletter | 2022-08-28 |
| Pink Slip | Graham's Newsletter | 2022-08-24 |
| Confusing Times | Graham's Newsletter | 2022-08-21 |
| A storm on the horizon | Graham's Newsletter | 2022-08-17 |
| Good News, Bad News | Graham's Newsletter | 2022-08-14 |
| The Empire strikes back | Graham's Newsletter | 2022-08-10 |
| Tough Times | Graham's Newsletter | 2022-08-07 |
| Winners & Losers | Graham's Newsletter | 2022-08-03 |
| Changing times | Graham's Newsletter | 2022-07-31 |
| The one thing to spend on | Graham's Newsletter | 2022-07-27 |
| Don't Rush | Graham's Newsletter | 2022-07-24 |
| The U.S Debt Crisis | Graham's Newsletter | 2022-07-20 |
| Attack on three fronts | Graham's Newsletter | 2022-07-17 |
| Crypto crisis | Graham's Newsletter | 2022-07-13 |
| Bear Market Victims | Graham's Newsletter | 2022-07-10 |
| Michael Burry's Warning | Graham's Newsletter | 2022-07-06 |
| Under the radar | Graham's Newsletter | 2022-07-03 |
| Celsius: Broken Promises | Graham's Newsletter | 2022-06-29 |
| Double whammy | Graham's Newsletter | 2022-06-26 |
| Meditations in an emergency | Graham's Newsletter | 2022-06-22 |
| The Bear Market Begins | Graham's Newsletter | 2022-06-19 |
| The rise and fall of Dogecoin | Graham's Newsletter | 2022-06-17 |
| Up is down | Graham's Newsletter | 2022-06-12 |
| Lost Decade | Graham's Newsletter | 2022-06-08 |
| The middle class's mistake and Japanification | Graham's Newsletter | 2022-06-05 |
| I lost 1.5 Million Dollars in the stock market | Graham's Newsletter | 2022-06-01 |
| Stock Market Woes, Losing Money & A Dream Come True | Graham's Newsletter | 2022-05-29 |
| Don't buy a home in 2022 | Graham's Newsletter | 2022-05-25 |
| Flattened by life and the crypto market | Graham's Newsletter | 2022-05-22 |
| The Largest Wealth Transfer Just Started | Graham's Newsletter | 2022-05-18 |
| Best Index funds, Wealth transfer, and Market Sell-off | Graham's Newsletter | 2022-05-15 |
| Volcker Shock Therapy | Graham's Newsletter | 2022-05-11 |
| Leaving California, Volcker Shocks, and the Housing Collapse | Graham's Newsletter | 2022-05-08 |
| Recession Alert | Graham's Newsletter | 2022-05-04 |
| Boxing day, the end of retirement, and recession alert! | Graham's Newsletter | 2022-05-01 |
| Index Fund Bubble | Graham's Newsletter | 2022-04-27 |
| Side hustles, the falling dollar, and an index fund bubble | Graham's Newsletter | 2022-04-24 |
| 6.5 Ways To Invest $10,000 in 2022 | Graham's Newsletter | 2022-04-20 |
| What to do with $10,000 - And a popping bubble | Graham's Newsletter | 2022-04-17 |
| I am 4 Million Dollars in debt | Graham's Newsletter | 2022-04-13 |
| Goldfish Gurus, hacking debt, and a new world order | Graham's Newsletter | 2022-04-10 |
| Biden's New Tax Plan | Graham's Newsletter | 2022-04-06 |
| Biden's new tax plan, Millennials quit jobs... And I quit YouTube | Graham's Newsletter | 2022-04-03 |
| Perfect Credit Score | Graham's Newsletter | 2022-03-30 |
| Perfect credit, rocky real estate, and millionaire habits | Graham's Newsletter | 2022-03-27 |
| Winter is coming | Graham's Newsletter | 2022-03-24 |
| Home buying regrets, Interest rate hikes, and the Coming recession | Graham's Newsletter | 2022-03-20 |
| Will the Dollar be replaced as the Reserve Currency? | Graham's Newsletter | 2022-03-16 |
| The changing world order, early retirement, and a peek into retail investors' portfolio | Graham's Newsletter | 2022-03-13 |
| A guide to financial independence | Graham's Newsletter | 2022-03-09 |
| War woes, Coffee crisis, and Quitting your day job | Graham's Newsletter | 2022-03-06 |
| Housing Market - Are we in a bubble? | Graham's Newsletter | 2022-03-01 |
| Welcome to Graham's Newsletter! | Graham's Newsletter | 2022-02-25 |
| The 3 Boring Habits That Built His First Million | Graham Stephan | The School of Greatness | 2026-05-08 |
| Graham Stephan | How The YouTube Sensation Built His Empire, How He Maintains His Growth Mindset, and The Secret to Achieving Financial Freedom | Wilder Possibilities | 2025-11-26 |
| Making $100,000 on AMC Stock (Graham Stephan) | The Joe Vulpis Podcast | 2021-06-17 |