Updates

  1. Person pages list letters, writing, profiles and links as sortable tables with filters, and show each person's companies as links; Fund letters show each letter's description in its own column.
  2. Experts show a checked job title and a short description of each person; 30 more people have photographs.
  3. Every company, fund, university and publication the experts work for has a page listing the people there.
  4. Fund letters show each letter's thesis and filter by it; 225 person pages list the essays, columns and newsletter issues the person wrote.
  5. Person pages list every essay and newsletter issue a person wrote, and their own books as a table in List view.
  6. Recommends shows the five largest kinds of book and the rest under More; browse pictures load sooner.
  7. Podcasts and talks link the original episode, filter by Audio and video or Press, and list each publisher once.
  8. Pages are wider, Recommends has List and Grid, and a filter clicked again turns off.
  9. Book cards sit in a ruled grid with Open Library and Goodreads links and each book's one-line note.
  10. Funds is now Investors; each investor's styles are buttons that filter the table.
  11. Podcasts and talks on a person's page filter by year and publisher and show as a list or a grid of pictures.
  12. Quotes show only people's own words: 472 summaries written by list sites are gone.
  13. Country pages open from Browse again, and every link on the shelf lands on a page.
  14. Subject and person pages show their sections as tabs, and each book appears once on a person's page.
  15. Book cards show the quote, who said it and the source; grids show five cards to a row.
  16. On a phone, a menu holds the sections, search, Updates, Feedback and dark mode.
  17. Feedback takes a screenshot of the page with no browser prompt, opens a screenshot full size when you click it, and clears itself once sent.
  18. Book cards are centred, search names the topic each book sits in, and any text cut short shows whole on hover.
  19. Search groups its results by kind: people, companies, geographies, subjects, topics, books, funds, fund letters and papers.
  20. The Books table lists who recommended each book by name, and the browser tab names the section you are in.
  21. Feedback can take a screenshot of the page, or one you paste or choose, and opens in the corner beside Updates.
  22. Each rail button reopens its section where you left it, and Browse, Table and People show on every book and subject page.
  23. Filters grey out choices that hold nothing instead of hiding them, and Books › People filters by authors or recommenders.
  24. Feedback takes a subject line and up to three screenshots.
  25. Biographies are grouped by the person they are about: 41 new pages, from Abraham Lincoln to Lee Kuan Yew.
  26. Sport splits into 23 sports, and Religion into one topic per faith.
  27. Book lists show as cards: the cover, one recommendation quote and every recommender by name.
  28. Seventeen subjects that had two or three pages under different names now have one page each.
  29. Every page lists its Experts as authors and recommenders, with a link to them on the Experts tab.
  30. Economics, Financial history, Financial panics and Accounting are subjects of their own, with one page per financial crisis.
  31. Book, person and subject pages open inside the app, so the tabs stay in view.
  32. 996 more book covers, and photographs or logos for 227 more people and companies.
  33. Books › Browse shows every subject as cards, and the rail holds Fund letters, Papers, Experts, Books and Funds.
  34. Every topic over 150 books splits into narrower topics, each with a page of its own.

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PA

Payments and Fintech

Industries

Card payments run on interchange: the merchant's acquirer pays a fee to the card issuer at a rate the network sets, so Visa and Mastercard collect small charges on enormous volume while the issuing bank keeps the interchange and the credit spread. That fee structure produced thirty years of merchant litigation in the United States, and in markets without card infrastructure it left room for M-PESA to build payments on airtime balances and for Alipay and WeChat Pay to build them on commerce and messaging. Fintech margins depend on funding costs and fraud losses, both of which move with the credit cycle. The literature covers the network economics, PayPal's founding, the Visa and MasterCard antitrust case, mobile money in Kenya and China, and the Wirecard fraud from reporting and audit angles.

Books 10Recommenders 9
The PayPal WarsThe PayPal Wars
T3 The PayPal Wars
Eric M. Jackson · 2004
Open LibraryGoodreads

Insider account by an early PayPal marketing hire; partisan but first-hand.

Recommended by: Sahil Lavingia

Paying with Plastic: The Digital Revolution Paying with Plastic: The Digital Revolution in Buying and Borrowing
T3 Paying with Plastic: The Digital Revolution in Buying and Borrowing
David S. Evans, Richard Schmalensee · 2005
Open LibraryGoodreads

Payments economics: interchange, closed loops and why Amex's model differs.

Priceless: The Case that Brought Down the Vi
T3 Priceless: The Case that Brought Down the Visa/MasterCard Bank Cartel
Lloyd Constantine · 2009
Open LibraryGoodreads

Recommended by: Patrick Collison

Money, Real Quick: The Story of M-PESAMoney, Real Quick: The Story of M-PESA
T3 Money, Real Quick: The Story of M-PESA
Tonny K. Omwansa, Nicholas P. Sullivan · 2012
Open LibraryGoodreads

How Safaricom built the world's reference mobile-money business.

China's Mobile EconomyChina's Mobile Economy
T3 China's Mobile Economy
Winston Ma · 2016
Open LibraryGoodreads

Payments and mobile commerce structure behind Alipay and Taobao.

Money Men: A Hot Startup, A Billion Dollar F
T3 Money Men: A Hot Startup, A Billion Dollar Fraud, A Fight for the Truth
Dan McCrum · 2022
Open LibraryGoodreads

A reporter's six-year investigation of Wirecard until its missing cash sank it.

The Founders: The Story of PayPal and the EnThe Founders: The Story of PayPal and the Entrepreneurs Who Shaped Silicon Valley
T3 The Founders: The Story of PayPal and the Entrepreneurs Who Shaped Silicon Valley
Jimmy Soni · 2022
Open LibraryGoodreads

PayPal from Confinity and X.com through the merger to the 2002 sale to eBay.

Recommended by: David Sacks, Elon Musk, Keith Rabois and 3 others

The Audit Failures of the Wirecard Scandal
T3 The Audit Failures of the Wirecard Scandal
Edgar Low, Reinhard Heyd · 2024
Open LibraryGoodreads

Technical accounting post-mortem.

Payment Systems in the U.S Second Edition
T4 Payment Systems in the U.S Second Edition
Carol Coye Benson
Goodreads

Recommended by: Mohnish Pabrai

Payments Systems in the U.S.
T4 Payments Systems in the U.S.
Benson, Carol Coye, Loftesness, Scott J · 2013
Open LibraryGoodreads

Recommended by: Patrick Collison

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